Single Bank

Single Bank


  • 4 banks now control 85% of America’s banking. We simply do the final merger.
  • A single public utility bank operating online only guaranteeing all savings without limit.
  • A single account for personal, business, savings, credit, loans, insurances, stock trades.
  • No credit reporting agencies, no cash, no ATM or bank fees, only 5% transaction tax.
  • Online in-account apps, support, advice, and warnings on poor financial decisions.
  • Access to credit-capital pool. Fair interest rates. No risky loans. Restore bad credit.
  • No liability for passive investors.
  • No cash exposes criminal transactions.

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Valentine put all our issues into one piece of national legislation.

90% of Americans can get what we want most by compromising on issues we care less about.

We can now combine our power behind a single common goal and finally get what we’ve wanted for decades.

The amendments clause of our current constitution allows us to dictate solutions to our politicians and force them to vote on it.

Valentine spent 50,000 hours over 45 years adding solutions to all the modern problems our old Constitution fails to cover while keeping 90%, our foundations and rights intact.

All the information is bite-size, spoon-fed and shareable in 3 clicks on The Valentine Constitution app and site, the world’s largest political website.

Share it.